Home Equity Loans

Home equity loans shutterstock_114544504.jpg

You’ve worked hard for your home, from all the overtime you put in for a down payment to weekends spent on household repairs. Let us help your home work for you. Use that sweat equity as collateral for a low-rate loan or line of credit.

Whether you want to remodel your kitchen or send your kid off to college, we have the financing to fit your needs. Pay for one-time expenses with a lump sum loan or cover recurring costs with a convenient line of credit. Whichever you choose, the interest paid may be tax deductible* — so you can get more bang for your buck.

Summary
  • Competitive rates for several short-term or one-time needs:
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible*
  • Local Central Texas decision-making and processing
  • Helpful, customized service throughout the entire process
Home Equity Lines of Credit (HELOC)
  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available via in-person, online, or bank personnel assisted transfers to a specified City National Bank checking account
  • The interest paid might be tax deductible*
  • Local Central Texas decision-making and processing
  • Helpful, customized service throughout the entire process

*Consult a tax advisor.

Why Wonder When You Can Relax? Apply Today